Pacific Community Lender shops your loan across dozens of wholesale lenders to find the best program and rate for your exact situation — not just the one product we happen to sell.
Every buyer's situation is different. Select a program below to see rates, limits, requirements, and FAQs — or contact us and we'll match you to the right one.
Down payments as low as 3.5% and flexible credit requirements. The most popular path for first-time buyers in Solano County.
Learn About FHA →Rate-and-term, cash-out, FHA Streamline, VA IRRRL, and more. Find out if a refinance actually pencils for your situation.
Explore Refinance →Zero down. No PMI. Competitive rates for veterans and active-duty service members. We know VA — and we know Travis AFB.
Learn About VA →The benchmark loan. Fixed or adjustable rates, as little as 3% down, and no upfront mortgage insurance premium.
Explore Conventional →Financing above the $1.2M conforming limit. We have wholesale lenders most buyers don't even know exist.
Learn About Jumbo →Buy your next home before selling your current one. Non-contingent offers, 0% bridge funds, up to 120 days to sell.
Explore Bridge →One application. We shop it across dozens of wholesale lenders. You get the best rate available for your profile — without the hard sell.
Fill out a single form and we handle the rest.
Our team compares rates across our entire lender network.
We present the top options — no pressure, no upsell.
That's exactly what we're here for. Tell us your situation and we'll do the matching.